Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits

Medigap policies don't cover everything

Medigap policies generally don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

Insurance plans that aren't Medigap

Some types of insurance aren't Medigap plans, they include:

  • Medicare Advantage Plans (like an HMO, PPO, or Private Fee-for-Service Plan)
  • Medicare Prescription Drug Plans
  • Medicaid
  • Employer or union plans, including the Federal Employees Health Benefits Program (FEHBP)
  • Veterans' benefits
  • Long-term care insurance policies
  • Indian Health Service, Tribal, and Urban Indian Health plans


We take a complicated subject and make it easy for you, so you can make smart decisions about your Medicare options.


We listen to your needs, and analyze them to help you find the right plan for you.


We are contracted with multiple insurance companies. Instead of having you fit into one, particular plan, we find the plan that’s a fit for you.


When you become our client, we are available to answer any questions you may have.


Consultations have no fees and no obligations.


We believe in good customer service and forming a long-term partnership with you.

Additional plans offered

Dental & Vision

Travel Insurance

Long Term Care

Medicare Made Easy

Medicare is very complicated and can seem overwhelming. We break it down in an easy and understandable way to help you make smart decisions about your Medicare options. We take the confusion away making Medicare easy.

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